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PHISHING SCAM CALLS
BISMARCK, ND – The Attorney General’s Consumer Protection Division is alerting North Dakota residents about another phishing scam.
Numerous people across the state have reported receiving a recorded telephone message stating that their account has been locked because of suspicious activity, andthey should dial “1” to find out more information. Some calls specifically name “Gate City Bank,” while other recorded messages claim the suspicious activity relates to a Visa or Master Card. If the consumer responds to the recorded message, they are instructed to enter the bank account or credit card number.
This is another variation of the “phishing” scams, designed to trick the recipient into giving out the account or credit card information so that the scam artist can empty the account or make fraudulent charges to the credit card. The current fake recorded messages claim to be from “Gate City Bank,” but the scam artists will change the name of the bank frequently in the hope they can continue to use the scam in North Dakota. The scam artists use random dialer equipment, which is why some people are reporting receiving these calls on their cell phones or on phone numbers registered on the do not call list. Unfortunately, these scam artists are located outside of North Dakota, which puts them beyond the reach of state and local law enforcement agencies.
The Consumer Protection division reminds consumers:
• If you receive a recorded message claiming that your account has been locked, do not respond to the message even if you believe it might be legitimate. Instead, call the customer service number printed on the back of your bank card or credit card.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE
COVERAGE FOR NONINTEREST BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) will no longer receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corp. (FDIC). Beginning January 1, 2013, all of the depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
E-mail Newsletter Sign-up
Stock Growers Bank and Stock Growers Insurance publish a weekly e-mail newsletter with news and information from the area. If you are interested in subscribing, please e-mail us at buzz@stockgrowersbanknapoleon.com and you will be added to our mailing list.
Fraud Monitoring Service for your debit card transactions
Your debit card transactions are now screened to a fraud monitoring service. If a transaction looks suspicious, it will be flagged and you will receive a phone call from the transaction review department. You will be asked to call the fraud division and verify your transaction, indicating if it is legitimate or fraudulent.
Please be aware that you will never be asked to provide your debit card number or PIN number. This information should never be given to anyone calling you.
We are proud to offer this new Transaction Review service and believe it will greatly protect your account which is our primary duty to you. If you have any questions regarding this service, please contact us at 701-754-2226 or 1-866--754-2879.
